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Title : Want to Buy a House? Here are the tips
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Want to Buy a House? Here are the tips
Some people certainly have the desire to live properly and have a home. The house is not just a shelter and gathering for the whole family.
The house is also an investment that is also quite profitable in the future, because every year home prices continue to rise gradually. However, apparently not everyone can buy their own house because of limited financial conditions. For those of you who have a mediocre income, say Rp. 5 million per month, you might find it quite difficult to realize the dream of owning your own home.
But, really, whatever your salary, is not the main obstacle to be able to realize it. You can just buy a house on credit, but still have to be careful with the application of the mortgage interest system that can burden you when repaying. Then, what is the solution for those of you who still earn a mediocre income, while the desire to buy a house so passionate as your needs in the future? Below will be explained several ways that you can use to buy a house even with a mediocre salary.
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Want to Buy a House? Here are the tips |
Do detailed planning
After intending to have your own home, then start by doing detailed planning with home information to your liking. Find information ranging from the type of house, location and price of the house. Then you can adjust to your financial condition and do not force to buy a house beyond your financial capacity.
Savings to realize the dream of buying a house
As we know home prices will continue to increase every year. Therefore, you must decide to buy a house by saving. For example, a house that suits your desires is worth Rp. 200 million, if you want to buy on credit, then you have to calculate and prepare funds to pay around Rp. 40 million.
In addition to the down payment fee, you also have to prepare funds for bank and notary fees, perhaps the funds that have to be prepared to be Rp. 60 million. The price is the current price, while for the next 5 years, the price will certainly increase again.
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